FAQs

  • Are there prepayment penalties?

    No. We never charge upfront, hidden, or prepayment penalty fees. You can expect to never be charged unexpectedly. In fact, we encourage our customers to pay their loan off early in order to save money on interest.

  • How much can I get with a car title loan?

    The amount of money you can receive from a car title loan is entirely dependent on the value of your vehicle. If your car’s current market value is $13,000, you can receive up to $13,000 through your loan. Our loan officers will assess your vehicle’s make, model, mileage, and age to determine its value.

  • What are the requirements?

    To qualify for a car title loan, you:

    • Must be at least 18 years old
    • Make at least $1,500 per month
    • Be the sole owner of the vehicle
    • Have the vehicle’s title or pink slip
    • Have insurance and registration for the vehicle
  • How fast can I receive the money?

    You can get the money deposited into your bank account via a direct deposit in as little as 24 hours. To speed this process up, we highly recommend our customers prepare the appropriate documents in advance to applying. This will cut down on your processing time and help you receive your loan faster.

  • What is a title loan?

    Car owners can get the cash they need through a car title loan. This type of personal loan uses your vehicle’s value as collateral. This means your eligibility doesn’t rely on your financial history. You can get approved for a title loan even with low or no credit.

    When you take out a title loan, the amount you are eligible for is dependent on the value of your car. While you make payments, you get to keep your vehicle and drive it just like normal. We will only hold onto the vehicle’s title until the loan is paid off.